Explore our products
At Parc Insurance, we offer a wide range of general insurance products to cover your business and personal needs. Explore our key offerings below:
Management Liability
Management liability insurance is a broad term that encompasses several types of insurance policies designed to protect businesses and their management teams from legal liabilities arising from various business activities.
Business Insurance
Business insurance is a financial safety net that protects your business from various unexpected events. It can cover losses due to property damage, liability claims, business interruption, and other risks.
Professional Indemnity Insurance
Professional indemnity insurance (also known as errors and omissions insurance) protects professionals from claims of negligence or malpractice in their work. It covers the costs of legal defence, settlements, or judgments if a client or third party suffers financial loss due to professional errors or omissions.
Home and Contents Insurance
Home and contents insurance provides financial protection for your home and its contents in the event of damage or loss. It typically covers losses due to fire, theft, natural disasters, and other perils.
Public Liability Insurance
Public liability insurance protects your business from legal claims arising from injuries or property damage caused by your business operations. It covers the costs of legal defence, settlements, or judgments if someone is injured or their property is damaged due to your business activities.
Directors & Officers Insurance
Directors & Officers (D&O) insurance is a type of liability insurance that protects the directors and officers of a corporation from personal financial losses arising from lawsuits, claims, or legal proceedings brought against them in their official capacity.
Contract Works Insurance
Whether you are a contractor or subcontractor, a Contract Works policy can provide cover against financial losses arising from damage to or loss of work you are performing under a contract.
Pleasure / Water craft Insurance
Pleasure craft insurance provides protection for boat / water craft owners from financial losses caused by accidents, theft, or damage to their boat.
Motor Vehicle Insurance
Motor vehicle insurance provides financial protection for vehicle owners in the event of an accident or other loss. It can cover the cost of repairs or replacement of the vehicle, medical expenses for injuries, and property damage caused by the vehicle.
Strata Insurance
Strata insurance is a type of insurance that protects a strata corporation (also known as a body corporate or homeowners association) and its individual unit owners from financial losses due to property damage, liability claims, or other covered events.
Landlord Insurance
Landlords insurance can provide protection for landlords from financial losses related to their rental property. It typically covers damages to the property, loss of rental income, and liability claims from tenants or third parties.
Heavy Motor Insurance
Heavy motor insurance is a type of insurance that provides coverage for commercial vehicles, such as trucks, buses, and trailers. This type of insurance can be quite complex, as it often involves multiple factors such as the type of vehicle, its intended use, the driver’s experience, and the geographic area where it will be operated.
Corporate travel insurance
Corporate travel insurance is a type of insurance policy designed to protect businesses and their employees when they travel for work. It provides financial coverage for various unexpected events that may occur during business trips,.
Cyber Insurance
Cyber insurance can provides protection for both businesses and individuals from financial losses caused by cyberattacks, data breaches, and other cyber threats.
Marine Transit Insurance
Marine transit insurance provides cover to protect goods being transported by sea, air, or land from loss or damage. It is often referred to as cargo insurance.
Specialty Covers
Specialty insurance offers customised solutions for a wide range of unique risks or exposures, regardless of industry or profession. These bespoke policies can be crafted to address specific needs, unlike generic insurance options.
Tax Audit Insurance
Tax audit insurance can provide protection for businesses and individuals from the financial costs associated with a tax audit.