Whether you a contractor or subcontractor a Contract Works policy can provide cover against financial losses arising from damage to or loss of work you are performing under a contract.

This coverage can include:

• Physical damage: Damage to the work itself, such as a building under construction or a piece of equipment being installed.
• Loss of materials: Loss of materials that have been delivered to the job site but not yet incorporated into the work.
• Delay costs: Costs incurred due to delays in the project, such as additional labour or equipment rental.
• Legal liability: Liability for damage to other property caused by the contractor’s work.

Contract works insurance is often combined with other types of insurance, such as public liability insurance and workers’ compensation insurance, to provide comprehensive protection for contractors